Debit & Credit Cards
Powerful cards built for real life - with zero fraud liability, great rewards, and worldwide acceptance.
Choose Your Refund Guides Card
Every Refund Guides card comes with bank-grade fraud protection, real-time alerts, and zero liability for unauthorized charges.
Refund Guides Platinum Visa
Our flagship credit card with industry-leading cash back, no annual fee, and travel perks that rival premium cards costing EUR 500+/year.
- 3% cash back on dining & travel
- 1.5% on all other purchases
- EUR 200 welcome bonus (after EUR 500 spend)
- No annual fee, ever
- No foreign transaction fees
- Complimentary travel insurance
- Zero fraud liability guaranteed
Refund Guides Classic Debit
Access your current account safely and conveniently anywhere in the world. Included free with every Refund Guides current account - no application required.
- Free with any current account
- No fees at 60,000+ ATMs across Europe
- Chip & PIN + contactless pay
- Instant freeze via mobile app
- Real-time transaction alerts
- Zero fraud liability
Refund Guides Rewards Visa
Earn flexible points on every purchase and redeem for travel, gift cards, merchandise, or statement credits - your rewards, your way.
- 2x points on every purchase
- 50,000 bonus points welcome offer
- No annual fee for the first year
- Flexible redemption options
- Purchase & price protection
- Extended warranty on purchases
Benefits on Every Single Card
These security and convenience features come standard on every card Refund Guides issues - no premium tier required.
Zero Fraud Liability
Report unauthorized charges promptly and you're fully protected - 100% guaranteed on every Refund Guides card.
Instant Freeze
Lost your card? Lock it instantly from our mobile app with one tap - and unlock it just as fast when you find it.
Real-Time Alerts
Get instant push notifications for every transaction - at home, abroad, online, or in-store. Know immediately.
Global Acceptance
Use your Refund Guides Visa card at millions of locations worldwide. Contactless, chip, swipe, and digital wallets supported.
Ready to Get Your Refund Guides Card?
Open an account in minutes and your card will arrive within 5-7 business days. Digital card available instantly for mobile wallet use.
Open Account & Get Your Card